💵Digital Score: 6/10
Indonesia
Payment Guide
Indonesian Rupiah (IDR)
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Cash is King
Many places prefer or only accept cash. Withdraw local currency and keep cards as backup.
Digital Payment Infrastructure6/10
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Cash Rule
Bali accepts cards, but rural areas need cash. Carry 500,000+ IDR.
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Recommended Card Type
Visa with Travel Insurance
⭐ Top Pick
Wise Multi-Currency Card
No Foreign Transaction Fees
The best way to spend abroad. Hold 40+ currencies and avoid bank fees.