💵
Cash is King
Many places prefer or only accept cash. Withdraw local currency and keep cards as backup.
WeChat Pay and Alipay dominate. Foreign cards rarely accepted. Carry cash.
UnionPay or WeChat/Alipay linked card
Wise Travel Card
No Foreign Transaction Fees
Can link to Alipay for tourist payments
Get the Card
Frequently Asked Questions
What is the best credit card for China?
Our top pick is the Wise Travel Card. Can link to Alipay for tourist payments. Look for a UnionPay or WeChat/Alipay linked card for the best experience.
Should I use cash or card in China?
WeChat Pay and Alipay dominate. Foreign cards rarely accepted. Carry cash.
How digital-friendly is China for payments?
China has a digital payment score of 4/10. Many places prefer or only accept cash. Withdraw local currency and keep cards as backup.