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Cash is King
Many places prefer or only accept cash. Withdraw local currency and keep cards as backup.
Bali accepts cards, but rural areas need cash. Carry 500,000+ IDR.
Visa with Travel Insurance
Wise Travel Card
No Foreign Transaction Fees
Great IDR rates, travel insurance included
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Frequently Asked Questions
Our top pick is the Wise Travel Card. Great IDR rates, travel insurance included. Look for a Visa with Travel Insurance for the best experience.
Bali accepts cards, but rural areas need cash. Carry 500,000+ IDR.
Indonesia has a digital payment score of 6/10. Many places prefer or only accept cash. Withdraw local currency and keep cards as backup.